During my son’s junior year of high school, my husband and I along with Michael’s amazing high school guidance counselors set out on the difficult journey of choosing a college. As all parents of college bound kids know, it is both a wonderful and sad time. I was excited for my son to begin the next incredible chapter of his life and sad because he would not be here every day. I would not get to see him every day and talk to him and just give him a hug! My mom heart was definitely being tugged. During this tour of colleges and all that it entails, my husband and I made the decision that we would not take out any loans nor would we have our son take on any debt.